RIJU R. SAM
Real Estate Financing
Purchase Loan, Refinance
CA BRE: 01893153 NMLS: 1101409
C2 Financial Corporation 10509 Vista Sorrento Pkwy, #400, San Diego, CA 92121
(T) 818-275-1019 (E) firstname.lastname@example.org
C2 Commercial division provides commercial real estate financing for multifamily, single-tenant, retail, office, industrial, manufactured housing, and more. Our products include long term fixed, fully amortizing, high leverage up to 90% Loan to Value, Fannie and Freddie financing, full, partial or non-recourse, bank, conduit and life insurance loans through our direct and correspondent relationships. We are a full service commercial loan broker that delivers the results you expect, in any market, for any property type.
Gas Station Loans
Subprime and Hard Money
30 year fully amortized
Fix & Flip products
Stated income Loans
Alt Doc (12-24 month bank statements)
Lending to Foreign Nationals
Business Owners and Self Employed - Stated Income Loans
If you’re a business owner or are self-employed, qualifying for property financing is a difficult process. For most Business Owners due to deductions, depreciation and business expenses - annual tax returns don’t adequately represent their ability to repay. Ask about new loan programs designed for self-employed borrower’s that qualify off your bank deposits from business revenue or use true "stated income" (investment property). These loans don’t require tax returns, pay-stubs, W-2’s, 4506T’s, K-1, 1099 etc if you qualify for the loan. Stated Income Loans are a great options for borrowers looking to purchase or refinance a residential investment property, but prefer to avoid income documentation or verification. A great advantage is that these loans come with a fixed 30 year term. Please call 1-818-275-1019 to discuss your specific requirements.
Foreign National Loan Programs
From jumbo, no-tax return & foreign national loans to complex super jumbo loans, we specialize in lending solutions for clients who don’t fit into typical lending categories. America is Investor Friendly and provides complete and Protected Ownership for Foreign Citizens. Hence foreign investment in American real estate has grown dramatically in recent years. Investing in income real estate provides a great opportunity for foreign investors to diversify asset portfolio and to protect against inflation and recessions. Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. No FICO or international credit report is required. The borrower need not be be US Citizen or Green Card holder. Our Foreign National Loan program offers competitive interest rates and fast closings. Please call 1-818-275-1019 to discuss your specific requirements.
Jumbo and Super Jumbo Loans - Competitive Rates & Fast Closing
Fannie Mae and Freddie Mac are government sponsored enterprises that purchase loans from lenders. These enterprises set qualification standards and limits on loan amounts they are willing to purchase based on county and dwelling type. Loans issued by lenders under these limits are known as "Conforming Loans," because they conform to set standards. A Jumbo loan is a loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. C2 Financial is a leading provider of jumbo loans. As an experienced jumbo and super jumbo mortgage lender, we offer a variety of programs including fixed, adjustable and interest only loans, etc. Our Jumbo Loan Rates are Low and are closing in weeks not in months like the big banks. For a rate quote, please call 818-275-1019 to discuss your specific requirements.
Portfolio / Non QM / Sub Prime / Blanket Loans
Portfolio Loans are loans that do not meet the credit requirements of Fannie Mae and Freddie Mac. The Portfolio Loan Loan is designed for borrowers who have bad credit, bankruptcies, foreclosures, tax liens, or lack of cash reserves, etc and cannot qualify for a conventional mortgage. Another reason is to purchase a property that need a lot of repair or complex or home owners association does not meet conventional or FHA property guidelines. These loans are very popular with real estate investors purchasing multiple properties at once in good and poor condition. C2 Financial has access to basically every portfolio loan available in the marketplace today. These lenders are called portfolio lenders, because they originate loans for their own portfolio, and don’t sell them to the secondary market. For more details or rate quotes, please call 818-275-1019
Get Loans from 100+ Banks, Direct Lenders, Credit Unions and Investors
As California’s largest wholesale mortgage lender, we can broker with the wholesale division of major banks, as well as smaller banks and investors that are in our network who offer unique loan programs and are competitively priced. We have access to virtually every loan program available in today’s mortgage market. C2 Financial is known for fast closings, competitive rates and great service. We use lenders that have very few overlays and have closed deals that other lenders have declined. Because each loan and client requirements are different, we search hundred plus banks and investors to find a suitable choice. Thus, borrowers can save their time calling around to different banks to compare rates.